Reducing bank fees is the only thing we do.
Since he began his career in banking in 1956, Francis (Fran) DiBacco has seen bank fee complexity grow, decade by decade. Evolving from basic fees that eventually required expert analysis to even understand, today’s countless fees are buried in hundreds (or thousands) of pages of documentation.
In 2000, Fran incorporated F.E. DiBacco, translating his deep bank fee expertise and a proprietary collection of 15,000 analysis statements into a process that would later become F.E.D’s patented methodology of bank fee discovery and elimination.
Today, he and Bill Bradley work together to assess, identify, and reduce millions of fees for some of the world’s largest corporations.
Francis E. DiBacco
Owner, F.E.D.
Fran has worked more than half a century in the banking industry, consulting over 250 banks and savings & loan institutions. In the 1990s, he began depository consulting for non-bank companies that included major healthcare providers, government entities, and educational institutions.
During that time, he was called upon by the House Banking Committee, the City of Philadelphia, and the State of New Jersey for his unsurpassed knowledge and expertise regarding bank fees and the savings and loan industry.
After a decade of helping clients identify, negotiate, and reduce bank fees associated with monthly analysis statements, he founded F.E.D. in 2000. Since that time, his proprietary software has been awarded a U.S. patent, having helped save clients a total of more than $250 million.
William J. Bradley
Co-owner, F.E.D.
Bill Bradley serves as President and COO of F.E.D., and was brought on by Fran due to his deep experience among the nation’s largest and most prestigious financial institutions.
Prior to his work at F.E.D., Bill held senior executive financial positions, with special expertise in retail bank management, as well as small business and commercial finance and leasing. He has also been engaged as a turnaround expert at multiple “at-risk” banking institutions.
Most recently, Bill served as Senior Vice President of Wachovia Dealer Services, a major financial subsidiary of Wachovia.
Bill graduated from Saint Joseph’s University, and holds a Master’s degree from the University of Virginia’s Graduate School of Bank Management.
After more than twenty-five years (and millions of bank analysis pages), F.E. DiBacco has always found savings for our clients.
It’s simple: Meet with our team, provide one month of bank analysis, and we guarantee we will identify savings for your company.
The next step is up to you — there is no cost or risk. And, should you go forward, F.E.D. works entirely on contingency. We are only paid from your fully realized savings.
F.E.D. always finds savings.
See how with zero risk.
The nation’s most experienced bank fee experts
No consultancy or advisory firm is as dedicated to bank fee reduction as F.E. DiBacco because bank fees are the only thing we do.
What do we deliver?
A zero-risk, contingency model
Recommendations in as little as 2-3 weeks
Unmatched bank analysis experience
A patented bank fee identification and price comparison database
Anonymized financial data storage
Guaranteed savings found
The only patented process to take on bank fee complexity
In 2006, the U.S. government granted F.E. DiBacco a patent for its unique Depository Diagnostics bank fee auditing process. No other bank fee analysis service has passed this level of rigor.
F.E. DiBacco also has a second patent pending for our Fair and Personalized Pricing analysis, as we are the only firm able to confidently determine where and how much clients overpay on bank analysis fees.
